Medicaid Planning
As New Jersey’s long-term care costs continue to rise, more families are turning to Medicaid as part of a comprehensive estate and elder-law strategy. To meet this growing need, our firm is proud to offer full Medicaid Application Services (MLTSS/Managed Long-Term Services & Supports) and pre-planning Medicaid strategies for individuals and families seeking clarity, protection, and peace of mind.
Why Medicaid Planning Matters
A single year in a New Jersey nursing home can cost well over $120,000. For many families, these expenses can quickly consume a lifetime of savings—unless proactive steps are taken.
Medicaid planning protects your health, your home, and your legacy by ensuring that you qualify for benefits without unnecessary spend-down or avoidable penalties.
Thank You
Thanks for your interest. I know you have a lot of options when it comes to legal planning. Ralston Law has been the trusted partner of New Jersey residents. I look forward to meeting with you. Schedule today!
Our Medicaid Services
Medicaid Pre-Planning (5+ Years Before Need)
- Irrevocable “Medicaid Asset Protection” Trusts (MAPTs)
- Long-term care risk assessment and asset-protection mapping
- Protection of the family home
- Income-planning strategies for future eligibility
- Planning for married couples, blended families, and vulnerable beneficiaries
- Preserving inheritances for children while securing future care needs
Medicaid Crisis Planning (When Care Is Needed Now)
- Qualified Income Trusts (QITs / Miller Trusts)
- Strategic spend-down planning
- Care-provided agreements
- Medicaid-compliant annuities (when appropriate)
- Exempt transfers permitted under New Jersey law
- Protection of the home and primary vehicle
- Asset preservation for a community spouse
Full Medicaid Application Filing (MLTSS)
We manage the entire process—from intake to approval—so you can focus on your loved one’s care. Services include:
- Review of financial records and documentation
- Completing and filing the Medicaid application
- Responding to county caseworker inquiries
- Preparing spend-down documentation
- Tracking the file until approval
Why Work With an Estate Planning Attorney for Medicaid?
Unlike non-attorney planners, our firm integrates Medicaid eligibility with estate planning, tax consequences, asset protection, probate avoidance, and fiduciary guidance to prevent:
- Avoidable transfer penalties
- Unnecessary tax exposure
- Problems with future real estate sales
- Conflicts among heirs
- Administrative mistakes
Protecting Your Home and Your Legacy
We provide guidance that can help protect:
- The family home
- Retirement assets (IRA/401k)
- Savings and investment accounts
- Life insurance and annuities
- A spouse or disabled child’s long-term security
Schedule a Consultation
If you or a loved one is facing long-term care, now is the time to get answers. Whether you need help filing an application today or want to create a five-year protection plan, we are here to guide you every step of the way.
Contact our office to schedule a consultation and begin securing your future.
NJ Bar Association
Salem County Bar Association
Gloucester County Bar Association
Contact Us
Ralston Law
105 North Broad Street
Suite A
Woodbury, NJ 08096
856-208-7231
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